top 10 money country in the world

1. United States

Sailboat on East River by Manhattan skyline, New York City.

The United States, with its 329.5 million people from 2020 per World Bank, tops the list with a disposable income per capita measure of $54,854, as of 2019. The country’s GDP came in at $20.89 trillion in 2020—the largest GDP on our list and world’s largest economy. Key sectors in the U.S. include financial services, professional and business services, manufacturing and health care.

2. Luxembourg


The small country of Luxembourg, with an estimated population of about 632,000 people in 2020 per World Bank, had $49,860 in disposable income per capita that year. The European country nestled between Germany, France and Belgium had $74 billion in GDP in 2020. For context, the U.S. dwarfs Luxembourg in GDP at about 300 times its size. Much of Luxembourg’s economic success stems from banking, where the country has grown into a global financial center.

3. Switzerland

The Reuss River in Lucerne, Switzerland.
Marco Bottigelli / Getty Images

Switzerland had $43,035 in disposable income per capita in 2020. Its GDP was $619. billion and population 8.6 million in 2020. The country has a stable market economy, favorable taxation laws, strong financial and tourism sectors, and a skilled workforce. Switzerland’s main exports are pharmaceuticals, gold, watches and jewelry.

4. Germany


Germany commands $42,433 in disposable income per capita in 2020. Germany is home to approximately 83. million people in 2020 and is a major exporter, notably of cars, being home to major car brands such as Volkswagen, Daimler and BMW. Germany is also a major exporter of chemicals and has a GDP of $4.56 trillion in 2020.

5. Australia


Australia’s disposable income per capita was $42,547 in 2020. Australia had a GDP of $1.43 trillion and a population of 25. million people in 2020. The country is rich with natural resources, which is reflected in one of the primary engines of its economy—mining.

6. Norway


Norway had $40,742 in disposable income per capita in 2020. With a population of 5.4 million people and a GDP of $337 billion in 2020,134 Norway makes its way with a natural resource-driven economy focused on oil, fisheries and metals. Norway’s sovereign wealth fund is worth just over $1.15 trillion and is funded largely by the country’s oil industry.

7. Austria


The European country of Austria had $38,726 in disposable income per capita in 2020. The country had 8.9 million people and a $497 billion GDP in 2020. Over the years, the country’s shift toward privatization, i.e. less regulation, has improved the economy. Much of the country’s economic growth is driven by the energy industry, where renewable energy accounts for about 30% of gross domestic consumption.

8. Belgium


Belgium, another European country, makes the top 10 list of countries based on $37,925 in disposable income per capita in 2020. Belgium had a population of 11.6 million and a GDP of $613 billion in 2020. The country is world-renowned for its chocolate shops and factories. Given its location, Belgium’s economic strong suit is exporting, notably vehicles and medicine.

9. Netherlands


The Netherlands had $38,552 in disposable income per capita and a GDP of $1 trillion in 2020. Its population was 17.4 million in 2020 and much of its recent success has come about due to natural gas discoveries. Refined petroleum is its largest export category.

10. Canada

Burrard Bridge, Vancouver, British Columbia, Canada.
joel daniel price / Getty Images 

Canada finishes the list with $37,171 in disposable income per capita in 2020. The country had a GDP of $1.77 trillion and a population of 38 million in 2020. The discovery of oil sands in Alberta has propelled the nation’s economy.

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